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From 27 November 2024, the new versions of our app will no longer work on older versions of operating systems on Android and Apple devices. To continue to enjoy the latest features on your HSBC Vietnam app, please update your device's operating system to aOS 9 or iOS 15.0 or above. Skip page header and navigation Latest offers with HSBC Premier Premier support for overseas education Articles about studying abroad HSBC Premier World Mastercard® Credit Card Spend Instalment on HSBC Vietnam App Investment Linked Insurance Product - Pru-Flexinvest Financial Planning Foreign Exchange Special offers for study abroad Global View and Global Transfers HSBC International Student Program Financial wellbeing management Get sign-up gifts worth up to VND3.5m with your new HSBC TravelOne Credit Card Apply for an HSBC Cash Back Credit Card and get up to VND 2 m cashback! Live it up with an HSBC Live+ Credit Card – enjoy up to VND2.8m worth of sign-up gifts Pay no annual fee when you spend with your HSBC LiveFree Credit Card Latest offers with HSBC Premier Premier support for overseas education Articles about studying abroad HSBC Premier World Mastercard® Credit Card Spend Instalment on HSBC Vietnam App Investment Linked Insurance Product - Pru-Flexinvest Financial Planning Foreign Exchange Special offers for study abroad Global View and Global Transfers HSBC International Student Program Financial wellbeing management Get sign-up gifts worth up to VND3.5m with your new HSBC TravelOne Credit Card Apply for an HSBC Cash Back Credit Card and get up to VND 2 m cashback! Live it up with an HSBC Live+ Credit Card – enjoy up to VND2.8m worth of sign-up gifts Pay no annual fee when you spend with your HSBC LiveFree Credit Card Enjoy 10% discount and get your policy instantly when applying online for Home Insurance. Apply online now This link will open in a new window Home Insurance can satisfy your individual home insurance needs with a range of comprehensive covers. Home Insurance offers benefits in two optional sections integrated in one policy, which allows you complete flexibility in choosing the best way to protect your beloved home. Apply now for HSBC Home insurance ReadOnline promotion campaign's TCs Product information for HSBC Home insurance on different plans Why choose exclusive Home Insurance? Exclusively distributed via HSBC online channel Be rest assured that your house will be protected both inside and out against common risks, including: Falling aircraft or other aerial device or any article dropped therefrom Bursting or overflowing domestic water tanks, apparatus or pipes Theft accompanied by actual forcible and violent breaking into or out of a building or any attempt to do so Impact with the buildings by any road-vehicle, horse or cattle not belonging to nor under the control of the insured Earthquake or volcanic eruption Hurricane, cyclone, typhoon, windstorm, or hail The policy also extends to cover any of the following costs under the Home Building section Architects', surveyors' and consultant engineers' costs Fire brigade charges and extinguishing costs Your premium is calculated based on the Sum Insured . Your premium is calculated based on the Sum Insured . Four fixed Home Content protection plans have been designed with varying values of Sum Insured and premium for your convenience . Maximum limit of liability per claim Four fixed Home Content protection plans have been designed with varying values of Sum Insured and premium for your convenience . Maximum limit of liability per claim Notice to HSBC’s Existing Home Mortgage Loan customers Existing Home Mortgage Loan customers are requested to buy Home Insurance as a security for the Home Mortgage Loan at HSBC and to assign the insurance benefits to HSBC. The minimum “Sum Insured” requirement is requested as below. Mortgaged asset being Apartment: the minimum Sum Insured must be 120% of loan amount. E.g if loan amount is VND1billion, the minimum Sum Insured must be VND1.2billion. Mortgaged asset being Land use rights and ownership of houses associated with land use rights: - If the value of mortgaged land in the Asset Valuation Report is lower than 150% of the aggregated loan amount, the minimum Sum Insured must be the construction value of the house associated with mortgaged land as stated in the Asset Valuation Report. - If the value of mortgaged land is equal to or higher than 150% of the aggregated loan amount, the purchase of insurance is waived. Policy Wording for Home Insurance Policy Wording for Home Insurance this will download a PDF of policy terms on home insurance in HSBC Download link There are 2 types of coverages for you to choose from : In addition, you will receive Plan A of Liability insurance for free provided that you have applied coverage for either Home Building or Home Contents or both. You may also buy higher Liability insurance plans i.e Plan B, C, D by paying an additional premium. What isn't covered under this policy? Are there any excesses or deductibles for claims? The policy does NOT cover for damages: Occasioned by riot, civil commotion, strikers or locked-out workers; To any property whatsoever or any loss or expenses whatsoever resulting or arising therefrom or any consequential loss directly or indirectly caused by or contributed to by arising from any nuclear weapons material, voluntary or involuntary use of missiles and/or any kind of warlike weapons, ionizing radiation. To any electrical machine, apparatus, or any portion of the electrical installation arising from or occasioned by or over-running, excessive pressure, short circuiting, self-heating, arcing or leakage of electricity arising from whatever cause ; Caused by pollution or contamination; Losses and damages to data or software, computer programs; Consequential loss or damage of any kind or description . There are properties excluded under Home Building and Home Contents cover and exclusions applicable only to Liability cover. Please refer to the Home Insurance policy wording. Loss / Damage to the Building and the Contents: VND 2,000,000 for any one claim Liability: VND 2,000,000 for any one claim in respect of property damage only. Is there a hotline for claim inquiry? For claim inquiry, you may call the claim hotline stated in your Certificate of Insurance. Read full FAQ to read the frequently asked questions and answers about home insurance Home Insurance is underwritten by Bao Viet Insurance Corporation, 07 Ly Thuong Kiet Street, Hanoi, Vietnam. It is not an obligation of or guaranteed by HSBC Bank Ltd. The information of this product may be amended by Bao Viet Insurance Corporation from time to time and HSBC Bank Ltd. shall not be responsible for such amendment. This webpage contains only general information. The specific terms, exclusions and conditions applicable to this insurance are described in the Policy which will only be issued upon acceptance of the Proposal Form. A person interested in this product should consider whether the product is suitable before making a commitment to purchase the product. BaoViet General Insurance authorised agents or distributors, including HSBC Bank Ltd. are neither the underwriter nor broker for the customers. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representation as to the accuracy, correctness, reliability or otherwise of the content of this webpage. Under no circumstances, including, but not limited to negligence, the Agents or any party involved in creating, producing or delivering the webpage shall not be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the liability to use, the information in this webpage, even if the Agents have been advised of the possibility of such damages. The Agents are not suppliers of the products and shall not accept liability in relation thereto. 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